Rent reporting is the process of reporting your
on-time monthly rent payments to a credit bureau.
This creates a tradeline on your credit report that
can help build or improve your credit by showing
consistent on-time payment history.
We require the renter's name, address, lease
information, and a copy of your lease. Sometimes,
verification from the landlord or property manager
is required to verify the lease.
No, we report only on-time, positive rent payments.
This protects renters from potential negative credit
impacts.
We can report up to 24 months of past rent payments
for the same lease. This can help renters instantly
boost their credit history if they've been paying
consistently for years.
Credit bureaus don't receive rent data unless a
service like ours collects and verifies it. Unlike
credit cards or loans, landlords don't automatically
report rent.
Yes, your data is transmitted and stored securely
via industry-standard encryption and we comply with
all relevant consumer data laws including the Fair
Credit Reporting Act (FCRA).