Start building credit with your rent payments in just three steps

Step 1: Sign up

Tell us about your lease and your property manager.

Step 2: Get verified

We'll find your rent payments and verify them.

Step 3: Build credit

We'll report your payments to the credit bureaus.

We report to:

Frequently Asked Questions

How Does Rent Reporting Work?
Rent reporting is the process of reporting your on-time monthly rent payments to a credit bureau. This creates a tradeline on your credit report that can help build or improve your credit by showing consistent on-time payment history.
What Information Is Needed to Verify My Rent?
We require the renter's name, address, lease information, and a copy of your lease. Sometimes, verification from the landlord or property manager is required to verify the lease.
Will Late Payments Be Reported?
No, we report only on-time, positive rent payments. This protects renters from potential negative credit impacts.
How Far Back Can You Report My Rent Payments?
We can report up to 24 months of past rent payments for the same lease. This can help renters instantly boost their credit history if they've been paying consistently for years.
Why Isn't My Rent Already On My Credit Report?
Credit bureaus don't receive rent data unless a service like ours collects and verifies it. Unlike credit cards or loans, landlords don't automatically report rent.
Is Rent Reporting Secure?
Yes, your data is transmitted and stored securely via industry-standard encryption and we comply with all relevant consumer data laws including the Fair Credit Reporting Act (FCRA).